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The Hidden Liability That Could Bite Your Physicians Hard

Few practice managers are aware that their retirement plan could hold one of the largest personal financial risks in their practice. To understand why, you need to learn the term “fiduciary.” A fiduciary is someone in a special position of trust on whom others rely. On a qualified retirement plan like a 401(k), 403(b) or cash balance plan, fiduciaries are those involved in decisions on the plan, including the plan trustees, committee members and usually the CEO, CFO and head of H.R. As practice manager, you may also be a fiduciary. One fiduciary is always named in the plan document, […]

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